Loading ...
Slippin’ It By the People!
Petition for Child Support Reform
NOTE: I wanted to call this page, “Slippin’ It By the People… but definitely not For the People!” but I didn’t have the space. Keep in mind as you start to comprehend and understand what is taking place with your tax dollars, Child Support is not the only Gov’t program that has a similar structure. (Using your money (taxes) calling it Government money, routing it through the Federal Reserve, making more money off from you and calling it their (Gov’t.) money again.))) Almost sounds like a Money Laundering scheme doesn’t it? It will.
EVERYONE IS WELCOME AND ‘ENCOURAGED’TO COPY AND SEND A COPY OF THIS LETTER TO YOUR REPRESENTATIVES, LOCAL AND MAINSTREAM MEDIA, OUR PRESIDENT AND MEMBERS OF HIS ADMINISTRATION.
To whom it may concern,
It is with great respect that I am presenting our cause for relief on the following issues.
1.) Parental/Child Alienation
2.) Excessive Enforcement Actions;
Debtors’ Prison under the guise of Contempt of Court.
Drivers’ License Suspension
Professional License Suspension… etc.
As you read and start to discover the corrupt money trail (a money trail that routes every penny collected from Non-Custodial Parents through the Federal Reserve, a Private Bank that portrays itself as a Federal Agency or Institute), please keep these questions in mind:
Which is less burden on the tax payers:
a.) Tax payers pay for Welfare only (like we used to), for those who need assistance. Because we know that they will continue to prolong welfare for those involved in Child Support, so the Government may ‘legally’ LOCK them into the Welfare Title IV-D Incentive Program. A Federal Program which ensures the Gov’t. a ‘captive’ workforce paying Child Support money, that is re-directed and circulated through the Federal Reserve Bank. (Explained in detail later.).
or;
b.) Tax payers continue to labor and pay for the present Child Support System to include:
Welfare,
Welfare Title IV-D Incentive Program,
FMS Financial Management Service circulating money ‘Indirectly’ back to the local CSE Bank,
Child Support Enforcement Offices and all those employed thereby,
The use of local police,
The use of Marshals/FBI, when there time searching and apprehending parents could be better spent locating criminals… oh I forgot; parents trying to survive are deadbeats that the system created by their laws passed, thus making them criminals,
The Child Support clerical and disbursing offices,
The Private Contractors ‘hunting’ down the ‘perpetrator’.
Expanded Family Court (Judicial System),
Expenditures for Appeals, Writs, Law Suits… etc.
What are the Family Courts, County, State and Federal level establishments up to and why?
and,
How has the American Tax Payer been lied to, wasting and costing us more money by a Money Hungry Machine that has no limits to its’ Greed.
On the19th of January 2010, I was given the opportunity to point out the root cause of the extremely serious problem within our Family Court System… unfortunately I didn’t seize that opportunity. I had been told at that meeting with the Honorable Senator Robert P. Casey Jr.’s correspondent Ms. Sara C. Mabry, that the Congress and Senate is aware that there is a problem, but do not know if it is at the State or Federal level.
My strong opinion (and it is shared by many), is that the problem exists at both State and Federal levels, however the solution rests at the Federal level. The root cause (catalyst of the horrific situations, fraud and abuse of tax payer dollars that are occurring presently), stems from the Welfare Reform Act Title IV-D and the FMS Financial Management Service that circulates monies collected through the Federal Reserve Bank.
Welfare Title IV-D is a ‘tax payer’ incentive program that allows the CSEO, Child Support Enforcement Office to receive a matched percentage of funds from the Federal Government (tax payer money), against monies documented as spent by CSEO for collecting child support payments. On the backside of this, are penalties for States that do not ‘produce’… (proficiency penalties that cost the State money.).
Welfare Title IV-D was originally sold to the American Public as a way to relieve tax payers from supporting single parents on welfare assistance and to get those receiving assistance off the welfare program. This has ‘intentionally’ failed; totally failed. As recipients of welfare are now receiving two checks in the mail and no-one is leaving the welfare program; neither are they encouraged to do so.
Why? Because welfare recipients LOCK both people involved into the Child Support System with no chance of escape. The tax payer (American Citizens), are actually spending more in tax dollars due to the fraud, waste and abuse of the Welfare Title IV-D incentive program.
To top that, there is a legal loop hole to get more ‘non-welfare recipients’ into the Welfare Title IV-D program. (Non-Custodial Parents are intentionally found to be in arrears (debt) at the very beginnng, through loopholes in the law, thus forcing individuals that are not receiving welfare and that have no need or desire to be in the Child Support System to be classified under and ‘locked’ into the Welfare Title IV-D Incentive Program… $$$.). You are trapped… many for the duration of their natural life!
The following paragraph will give more detail and help clarify what we have spoken of thus far.
Locked in? If the custodial parent receives welfare, that immediately enrolls that couple into the Welfare Title IV-D program where they do not have the option to leave the Child Support system; ever. A non-custodial parent that has arrears (debt) imposed, or finds themselves unable to keep up financially with their Child Support obligations, also finds themselves classified under and locked into the Welfare Title IV-D program with no chance of ever escaping. (Even if the arrearages have been paid, that couple is forever imprisoned by the system dictating, visitation, custody… etc.). The situation where non-custodial parents are not found in arrears and the custodial parent is not receiving welfare assistance, those couples may come to an agreement and elect to leave the Child Support System. This is an ‘extremely’ rare set of circumstances, due to the fact that it is to the County, State, Federal Government and the ‘Elites Federal Reserve’ financial benefit to find any means possible to enroll couples within the Welfare Title IV-D Incentive Program. Many will owe arrears till the very day they depart from this world. The reason behind this will soon become clear when we get to the FMS Financial Management Service and their obigation in this ‘horrific’ mess.
ARE NUMBERS BEING INFLATED TO REFLECT MORE FUNDS SPENT BY CSEO TO COLLECT ON TITLE IV-D?
Brief preparatory example: While in the military I was stationed in Japan and working out of the SJA (Staff Judge Advocates), Office. Near the end of our fiscal budget year, I was given an order along with a fellow Marine, to go to supply and purchase any office related materials that we could get within a certain dollar amount allotted; whether we needed or ever intended to use the office supplies was insignificant. I did ask about this situation, because it really did not make any sense to me and seemed as if something was wrong. The Staff NCO could not fully explain, since he was under orders himself. But he did state that the reason we needed to do this was because this years’ expenditures had to at least match the previous years’ expenses or we would lose funding. Also stated was the military would have no means to petition for greater funding for the next fiscal year if we didn’t use up all the previous years’ funding. I didn’t know then that I participated in stealing from our own American Citizens. A little Honesty would have saved tax payers from what appears to be a present day epidemic of abuse within Federal Funding Programs. I also wasn’t aware that a Private Bank known as the Federal Reserve circulated these funds… we’ll talk about that shortly also.
The above example was given to simplify and to help make a mental note to the capabilities and possibilities of a claim made by Author Carol Rhodes, an ex-Director of Child Support Enforcement which turned whistleblower. She has documented the fraud and abuse of a system that she was in control of for nearly two decades. Her video presentation may be seen at PetitionChildSupportReform.com’s home page. She stated that her office was instrumental in training other Child Support Enforcement Offices…
PARENTAL ALIENATION AND THE MONEY MACHINE
According to HHS, Health and Human Services’ 2008 annual statistical report (which HHS uses a disclaimer as to the accuracy of the States numbers)(liability release)), there were 15.7 million cases enrolled in the Child Support system. That is 31.4 million individuals within the system, most of those are awarded Joint Custody; the right and ability to obtain school and medical records… HOWEVER, that is 15.7 million individuals that are not awarded Joint ‘Shared’ Custody! The difference is with Joint Shared Custody, that is to say 50/50 shared physical time spent with their child/ren, there would be no reason to collect child support. This in turn, with the loss of those ‘competent’ parents in the Child Support System, would mean that a ‘vast’ majority of the 15.7 million individuals would not be paying a $25 annual service fee established by President Bush’s “Deficit Reduction Act”, Subtitle C: Child Support sec. 7310 . A blatant ‘Act’ that has nothing what-so-ever to do with collecting money for the Children, nor saving tax payers money.
NOTE: Most non-custodial parents are found unfit through ‘Preponderance of Evidence’, one parent making strong and serious allegations against another without any evidence what-so-ever, which allows the Family Court to award greater physical custody of the child/ren to the parent making the accusation! The greater the difference in time spent with the child/ren, the greater the calculation of the money burden placed upon the non-custodial parent. ‘Beyond a Reasonable Doubt’ does not apply within the Family Court System; specifically Child Support.
WHY ARE THERE OUTRAGEOUS DOLLAR AMOUNTS COURT ORDERED UPON THE NON-CUSTODIAL PARENT?
Presently the OCSE does not have to immediately distribute the funds to the custodial parent. Simply put, there is money to be made off the interest of funds that are allowed to sit and/or rotate through Child Supports Central Treasury. NOTE: (UPDATE: FINANCIAL MANAGEMENT SERVICE WEBPAGE ON CHILD SUPPORT IS A DEAD LINK UPON THEIR WEBSITE / YOU CAN STILL VIEW THE PAGE BY CLICKING UPON THE CACHE AND BY USING THIS STATEMENT IN YOUR GOOGLE SEARCH “Getting Started: EFT Child Support Payments: Programs and Systems…”), FMS Financial Management Service, A Bureau of the United States Department of the Treasury. Quote: “The FMS has teamed with the HHS, OCSE in implementing the EFT provision of the DCIA of 1996 in conjunction with the Family Support Act which mandate that State CSE agencies develop the capability to accept EFT/EDI transactions from employers.” According to FMS, the following is a list of Institutions that the money is circulated through prior to being distributed to the custodial parent: 1.) From the Origination of Order/Notice, 2.) Federal Agency, 3.) FMS/Non Treasury Disbursing Office, 4.) Servicing Federal Reserve Bank, 5.) Bank (State CSE Agency Account)… cha ching $$$$
The above paragraph makes me wonder two things:
1. How do tax payers and/or the Child Support system, save money when the money circulates through four (4) different institutions, to include two (2) banking systems?
2. Wouldn’t it be far cheaper and save the tax payer money, if the money received went directly to institution number five (5), the local CSE Bank, then distributed in a ‘timely’ matter?
Almost looks like a money laundering operation… with interest!
3. Why do most States allow payments received to be distributed to the Custodial Parent up to 12 months later? Are the Child Support checks that appear to be received in a timely manner by the Custodial Parent, actually rotated funds that have been collecting interest somewhere?
It is more than evident that the greater the money amount the Family Court can award the custodial parent with a Court Order, the more money the Family Court System, County, State and Federal establishments make.
Now that we have established the interest above, let us include monies being profited from regular service charges, (approx. $6), and a minimum charge of $2 upon any monies involving arrears and interest upon the arrears.
The basic math: ((2 + 6) x 12) + 25 = $121 x 15.7 million… $1,899,700,000 dollars!
This does not include interest made off the arrears, and
This does not include interest made off the average $1.8 Billion dollars collected by States for ex. TX, NY…etc.. ($.01 x $1.8 Billion x 50 states = ….)
We have a nearly incomprehensible sum of money being made off the backs of non-custodial parents; Fact! A number so large that it will not fit on my calculator. And we are not even talking about interest made off money circulated through the FMS Financial Management Service.
Where does that interst come from? The same place banks make their money… YOU! Isn”t this great? OPM Other People’s Money making money! One problem to this scheme is that you have to lie to the American Citizens in-order to accomplish it.
DUE PROCESS VIOLATIONS and the EXPEDIENCY OF GETTING THEIR HANDS ON THE MONEY FOR THE CHILDREN
This next golden goose has supported the Title IV-D Incentive Program and has caused/allowed many U.S. Constitutional Rights to be violated.
I am specifically referring to the Bradley Amendment – which allows non-legal employees to practice an enforce law through the administrative offices of Child Support Enforcement and implement civil actions against an individual without the right to trial by jury and without the presence of a Judge (he/she may sign a Court Order at a later date).
Some actions such as drivers license suspension, bank accounts emptied, check cashing privileges frozen, professional license suspensions/revocations, tax interception, property seizure, property liens, interception of accident insurance, emptying of vacation accounts, credit reporting, fishing/hunting licenses discontinued, passport denials, numerously persistent threatening phone calls and mail harassment, front tires on vehicles locked down, pictures on pizza boxes… just to name a few, are all accomplished without you even stepping foot into a Courtroom, or ever receiving a Court Order.
People who make it into a Courtroom usually do so for ‘debtor’s prison’ under the guise of Contempt of Court. Many have gone to jail while making partial payments or while being unemployed. (Remember, these non-custodial parents owe a DEBT through no fault of their own and that nearly 98% of them never wanted a divorce/separation, nor was there any evidence presented to the Family Court that would deem them an unfit parent; only the accusation of another parent.). Our Veterans and the alarming suicide rate is a testimony to the above paragraph. 70% of our Veterans are being divorced/separated prior to even returning home. Of the remaining 30 percent, 90% percent of them will be divorced/separated within 5 years. Most Veterans will find themselves torn from their children because they are no longer fit nor safe parents to be around due to their combat experience.
Most of these people are going to jail for debt, because they are not aware of two Federal Statutes that contain the Elements of the Offense specifically stating that an individual ‘must’ have one (1), the Ability to Pay, prior to even establishing the second (2nd) Element of the Offense, Willful Intent not to pay. If individuals are not aware of these two Statutes and do not understand what precisely an Element of the Offense is and how mandating an Element is prior to a conviction… well you will lose your rights under the 14th Amendment; Due Process and Equal Protection Under the Law and find yourself in jail. FACT.
HOW SERIOUS IS THIS SITUATION?
One word: SUICIDE
I greatly appreciate your Patience if you indeed have made it this far. It is impossible for me to convey all the problems, horrific situations and corruption that have compounded themselves over nearly three decades into one presentation letter.
I Pray with all my Heart that I have at least pointed in the correct direction to the answer for the question previously asked; Why? Please understand that I had to try to convey the answer by presenting it collectively over many paragraphs. It would have been far easier just to state that Greed and Lust for Money has been spawned by the Title IV-D Welfare Reform Act and the FMS Federal Management Reserve.
I also Pray that the horrific and unthinkable situations that people have shared with you will help give you the insight and knowledge to see that we have an ‘immeasurable atrocity’ of Human Rights upon our hands. Please help. And most importantly Please read what people are going through and let them know that you do care.
SUMMARY: SAVING TAX PAYERS MONEY???
Again I ask you which is less burden on the tax payers:
a.) Tax payers pay for Welfare only (like we used to), for those who need assistance. Because we know that the Government will continue to prolong welfare for those involved in Child Support (which is everyone, it’s the Law), so they may ‘legally’ LOCK them into receiving Child Support money that they may circulate through the Federal Reserve Bank.
or;
b.) Tax payers continue to labor and pay for the present Child Support System to include:
Welfare,
Title IV-D Program,
FMS Financial Management Service circulating money ‘Indirectly’ back to the local CSE Bank,
Child Support Enforcement Offices and all those employed thereby,
The use of local police,
The use of Marshals/FBI, when there time searching and apprehending parents could be better spent locating criminals… oh I forgot; parents trying to survive are deadbeats that the system created by their laws passed, thus making them criminals,
The Child Support clerical and disbursing offices,
The Private Contractors ‘hunting’ down the ‘perpetrator’.
Expanded Family Court (Judicial System),
Expenditures for Appeals, Writs, Law Suits… etc.
We need you to Sign this Petition even if you are not directly involved in the Child Support System. My God, how is it any less horrific for these parents who have been ripped away from their children, then it was for those who were ripped away from their children in World War II? We’ve either known, or listened to survivors that have experienced and seen ‘unthinkable’ atrocities, yet for many the most horrific situation they remember is when they have been ‘ripped’ away from children and families.
Have you ever asked yourself, “How is it possible that half of the 31.4 million people (NCP’s and CP’s) in the child support sysem, one out of the two parents involved do not want to be a parent? One is nearly always found detrimental to their child/ren?”
How is it possible that there is always a deadbeat, (the System is creating them at an alarming rate), yet that deadbeat fights to see their child/ren and/or gain custody?
It is obvious that there is something very wrong with this picture; FACT.
ADDITIONAL INFORMATION: Supplied by Bradley Howe.
JOINT ‘SHARED’ CUSTODY… What is it? And why YOU won’t get it!
Every family study published by competent researchers have found that the Childs Best Interest would be best served through ‘equa’l continued contact, emotional nurturing and Love from both parents throughout his/her lifetime. Yet every family court consistently rules on the ‘every other weekend visitation schedule’ for the Non Custodial Parent. Every other weekend is nothing at all. The extensive financial benefits given to the Custodial Parent nurtures complacency and gluttony, which in turn motivates the CP to maintain this visitation schedule. These extensive financial benefits include, but are not limited to: child credits, tax free income each month from the Non custodial parent, and support from DSS programs such as medicaid and child care assistance.
To put this in perspective, every week visitation of two days immediately doubles your time, but does nothing to the Non custodial parents child support obligation in most states. Heres the math:
Days in a year 365.
Worksheet sole custody nights required from Custodial parent: 243 nights
Days allowed for Non Custodial Parent BEFORE considered joint custody: 122 nights
(NOTE: Joint Custody allows you access to school and medical records. 122 nights does not mean that you have Joint ‘Shared’ Custody. It is Joint ‘Shared’ Custody that allots equal physical time with a child that would eliminate the need for Child Support obligations. When a child resides with you on an equal basis, that child is receiving Child Support without the Government involved. Thus, also allowing the opportunity for future reconciliation; that which is not allowed in todays Family Court System.).
Every other weekend per year nights: 52 nights
Every week two nights visitation per year: 104 nights
Throw in holidays, vacation days etc, and you will ‘ALWAYS’ fall just short of that 122 nights measure for joint ’shared’ custody unless you have other visitation as agreed upon through the Court and we all know that is not going to happen; too many incentives for the Custodial parent, to include the financial incentives for the County, State and Federal level budget offices. (Supporting our economy and those in office that receive ‘proficiency awards’.).
Ok, lets add 1 more night each week to the mix and now we have a difference of only 44 nights per year. Add vacations and holidays and this balances out pretty well indeed. However, look what it does for the custodial parent? It takes away the incentives for the Custodial parent. This is why, the system works. This is why Joint Custody is handed out like candy and Joint ‘Shared’ Custody is so extremely hard to come by. All judges and family courts are taught that fathers are only trying to get out of paying child support. Well, I’m here to tell you that Custodial parents are just as likely to deny the father to GAIN child support. You see the argument doesn’t hold water. Doesn’t equal parenting time, which includes emotional support and financial responsibility of a child when they are with you, constitute child support?
So, in reality, when you strip away all the brain washing and bribery, assert the REAL best interest of the child, you will see that Child Support Enforcement and the Family courts are acting AGAINST the best interest of the child by creating of itself the poisonous environment that allows the destruction of families and their separated children. Child Support Enforcement and the Family Courts are the cause of Parental Alienation. We must remove the Title IV-D incentives, and remove the adversarial nature of family courts to maintain moral, ethical, and continued mental health of our children by awarding equal parenting from both parents.
As long as there continues to be WelfareTitle IV-D Incentives; (tax payer money awarded to the State), President Bush’s “Deficit Reduction Act”; ($25 Service Fees that have nothing to do with Child Support services, but was implemented to reduce the Federal Deficit), Penalties for States; (Loss of revenue for State budget), FMS Federal Management Service (which routes ‘every single penny’ collected across the United States through the Federal Banking Reserve)… As long as the Custodial Parent, County, State, Federal Government and most importantly the FEDERAL RESERVE continue to make money off from our children,
JOINT ‘SHARED’ PHYSICAL CUSTODY will continue to be unheard of,
Families will continue to be torn apart with little to no chance of reconciliation,
UnConstitutional Violations of Civil Rights will continue,
Suicides will continue
Thousands will continue to be incarcerated for Debt
And all this and more will continue to get worse!
2.) Excessive Enforcement Actions;
Debtors’ Prison under the guise of Contempt of Court.
Drivers’ License Suspension
Professional License Suspension… etc.
1. How do tax payers and/or the Child Support system, save money when the money circulates through four (4) different institutions, to include two (2) banking systems?
2. Wouldn’t it be far cheaper and save the tax payer money, if the money received went directly to institution number five (5), the local CSE Bank, then distributed in a ‘timely’ matter?
Almost looks like a money laundering operation… with interest!
3. Why do most States allow payments received to be distributed to the Custodial Parent up to 12 months later? Are the Child Support checks that appear to be received in a timely manner by the Custodial Parent, actually rotated funds that have been collecting interest somewhere?
This does not include interest made off the arrears, and
This does not include interest made off the average $1.8 Billion dollars collected by States for ex. TX, NY…etc.. ($.01 x $1.8 Billion x 50 states = ….)
SUMMARY: SAVING TAX PAYERS MONEY???
Every family study published by competent researchers have found that the Childs Best Interest would be best served through ‘equa’l continued contact, emotional nurturing and Love from both parents throughout his/her lifetime. Yet every family court consistently rules on the ‘every other weekend visitation schedule’ for the Non Custodial Parent. Every other weekend is nothing at all. The extensive financial benefits given to the Custodial Parent nurtures complacency and gluttony, which in turn motivates the CP to maintain this visitation schedule. These extensive financial benefits include, but are not limited to: child credits, tax free income each month from the Non custodial parent, and support from DSS programs such as medicaid and child care assistance.
MISSING PAGE FROM FINANCIAL MANAGEMENT SERVICE
Please note that some graphs would not copy from the cache… however they will print off if you copy the cached page and do it yourself.
The Financial Management Service (FMS) is working in cooperation with the Department of Health and Human Services (DHHS, also referred to as HHS), Office of Child Support Enforcement (OCSE) to convert federal agencies’ court ordered child support payments from checks to electronic funds transfer (EFT) using the Automated Clearing House (ACH) network. Payments targeted for conversion are child support payments directed to State collection entities from cases administered by State child support enforcement agencies.
The child support payments will be processed by EFT using the National Automated Clearing House Association’s (NACHA), Cash Concentration or Disbursement (CCD+) corporate payment format with a single 80 character addendum record. The addendum record of the CCD+ format will be structured using the DED (Deduction) Data Segment for child support payments that was developed by NACHA in cooperation with the child support enforcement community.
The Debt Collection Improvement Act of 1996 has made EFT mandatory for certain federal payments, excluding the Internal Revenue Service tax refund payments. In implementing the EFT provision of the DCIA, FMS has been working with federal Agencies to assist them in identifying the most efficient and least costly processing methods for their payments. Federal agencies that process their payroll on-site through their servicing Regional Financial Center (RFC) or Federal Reserve Bank are being asked to convert their withholding child support payments from checks to EFT/EDI. The EFT/EDI Child Support Payment Application: Federal Agency Guide provides instructions for federal agencies to process child support payments to State child support collection entities by EFT/EDI through the ACH network.
Background
The FMS has teamed with the HHS, OCSE in implementing the EFT provision of the DCIA of 1996 in conjunction with the Family Support Act which mandate that State CSE agencies develop the capability to accept EFT/EDI transactions from employers. As the federal government’s bill payer, the FMS is primarily responsible for the disbursement of payments for all federal agencies, except those agencies/bureaus with disbursement authority, such as the Department of Defense. The Payment Automation Branch of FMS provides instructions and assistance to federal agencies in the implementation of newly developed payment applications, as with the child support payment application.
The HHS, OCSE has the program responsibility for implementation of the Family Support Act, and working with the State CSE agencies to assure that eligible custodial parents receive child support payments from non-custodial parents having income. The Federal Child Support Enforcement Program was first legislated in 1975, under the Section IV-D of the Social Security Act. The Act required state governments to set up their own programs to locate absent parents, establish paternity and support, enforce support, and collect and distribute child support payments.
The Child Support Enforcement Act was furthered strengthened with the passage of the Family Support Act of 1988, and subsequently the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) of 1996 (P.L. 104-193), signed into law on August 22, 1996.
The key provision of the PRWORA required that all States develop EFT/EDI centralized collection capability by October 1998.
With some exceptions the withholding requirements are:
As of November 1, 1990, all new and adjusted Title IV-D child support orders require immediate income withholding.
As of January 1, 1994, all new non-IV-D support orders also must provide for immediate income withholding.
States will use a standardized order/notice form for notification of income withholding to employers.
The withholding transmission requirements are:
The states must operate automated state-wide child support enforcement management information systems.
The systems must be able to accept withholdings transmitted using EFT technology.
The systems must be able to send and receive interstate child support collections transmitted using EFT technology.
PRWORA (Public Law 104-193) and its implementing legislation does not require employers to send withholdings using EFT/EDI; however states are required to have EFT/EDI collection capability. (Federal employers’ EFT payment capability requirements are as established by the EFT Provision of the Debt Management Improvement Act of 1996).
The EFT Provision of the Debt Collection Improvement Act of 1996, and PRWORA of 1996, which established the States’ EFT/EDI centralized collections requirements provided the impetus for federal agencies’ implementation of EFT/EDI child support payments using the ACH CCD+ format. The child support payments targeted for EFT/EDI are all child support payments that are enforced by a state child support enforcement agency or the child support enforcement agency’s designated central disbursement unit (SDU).
EFT/EDI Child Support Payment Processing
Child support payments are processed through the ACH network to the specified electronic address of the child support enforcement agency’s designated financial institution. Funds are transferred using primarily the ACH CCD+ format option with a single 80 character addendum record. The ACH CTX format with the multiple addenda capability is an option for those federal agencies and States that have a need for this format and the capability to process and receive the CTX format, respectively.
Agencies processing EFT/EDI child support payments will deliver the appropriate flat file payment format to their servicing FMS RFC. The RFC will edit the file and convert it to the appropriate ACH format. The RFC will then deliver the file to its servicing Federal Reserve Bank (FRB) for further distribution to the child support enforcement agency’s financial institution. Non-Treasury Disbursed Offices (NTDO) will deliver an ACH payment file directly to their servicing Federal Reserve Bank (FRB).
The following flowchart illustrates the child support payment processing flow from the point in which the federal agency receives a child support withholding order/notice to the point in which the state child support enforcement agency’s financial institution receives the child support payment transaction.
EFT/EDI Child Support Payment Processing Flow
Payment Processing Flow Description
FEDERAL AGENCY receives an Order/Notice to Withhold Income for Child Support from a STATE COURT or a CHILD SUPPORT ENFORCEMENT (CSE) AGENCY. The Order or Notice instructs the employer to withhold child support payments from an employee’s salary, and serves as the employer’s legal basis for doing so.
FEDERAL AGENCY and CSE AGENCY agree on processing child support payments by EFT/EDI. STATE CSE AGENCY provides special instructions to FEDERAL AGENCY on processing EFT child support payments to the CSE AGENCY, including the payment information (DED Convention) data required in the addendum record. The order or notice will provide the child support enforcement entity’s bank account information, case number, FIPS code,and other necessary information for processing EFT/EDI child support payments or directs the employer where to call to obtain the information.
FEDERAL AGENCY contacts the CSE AGENCY that issued the order to determine which of the payment formats its bank is capable of receiving, if not specified in the order.
FEDERAL AGENCY initiates payment to the STATE CSE Agency by submitting a certified payment file and related information (DED addendum) to the agency’s servicing TREASURY/FMS RFC.
Note: NON-TREASURY DISBURSED OFFICE submits payment files directly to its servicing FEDERAL RESERVE BANK for processing through the ACH network.
FEDERAL AGENCY payment file is processed by the RFC and the payment file, including the addendum record is delivered to the FEDERAL RESERVE BANK for processing through the ACH network.
FEDERAL RESERVE BANK/ACH network distributes payment file, including the addendum data to the CSE Agency’s designated FINANCIAL INSTITUTION.
The FINANCIAL INSTITUTION credits the payment to the CSE Agency’s account and processes information/addendum data to the CSE Agency as previously agreed.
Note: The CSE Agency is responsible for crediting the account of the non-custodial parent for which the employer is making the child support payment on behalf of, and forwarding the non-custodial parent’s child support payment to the custodial parent within two business days according to the provisions of the child support payment order.
Implementation of EFT/EDI Child Support Payments
The CCD+ and the CTX ACH payment formats are NACHA formats used for the transfer of payment transactions between businesses and government. Federal Agencies are instructed to use the CCD+ format in converting child support payments to EFT/EDI. The majority of federal and state agencies have the capability to process transactions in the CCD+ format. Federal and state child support enforcement agencies with CTX payment capability may elect to use the CTX corporate payment format to process child support payments. Federal agencies with Electronic Certification System (ECS) capability can use the ECS System menu for ACH Vendor Payments to create EFT/EDI child support payment files.
Treasury Disbursed Offices (TDO)
The format specifications and instructions for processing ACH vendor and miscellaneous payments are available through the federal agency’s servicing RFC. The format specifications and instructions should be used in conjunction with the NACHA endorsed Child Support Banking Convention, referred to as the DED (Deduction) Data Segment. This guide includes Instructions for structuring the addenda record of an agency ACH vendor and miscellaneous payment file for a CCD+ transaction with the DED Segment.
Agencies developing an ACH vendor and miscellaneous payment input file for multiple addenda child support payment transactions or a CTX transaction should contact the FMS, Austin Regional Financial Center, EDI Project Office listed on the Appendix of this Guide for implementation procedures. Further information on processing CTX transactions is on the Web site: www.fms.treas.gov/ctx.
Non-Treasury Disbursed Offices (NTDO)
The agency servicing Federal Reserve Bank (FRB) will provide specific instructions for NTDO format specifications and for the delivery of files. The Child Support Application Banking Convention: A Guide For Employers and Their Financial Institutions, published by NACHA, is an additional source of reference for NTDOs. The Guide provides format information, and instructions to electronically remit child support payments using the CCD+ and CTX formats.
Federal Agencies Using The Electronic Certification System (ECS)
The agency instructions for creating ACH vendor and miscellaneous payments are available in the Data Entry Operator (DEO) Users Manual, which provides instruction on the “ECS Payments Menu, Creating ACH Vendor Payment Schedule” screen. Also see instructions on the DED Segment addendum for child support payments. ECS questions, individual training and installation needs should be coordinated with the agency’s servicing RFC.
Implementation Procedures
The conversion of child support payments to EFT/EDI will require staff that will be responsible for knowing each State child support enforcement agency’s program requirements. As with check payments, there must be a designated contact person within the agency for EFT/EDI child support payments. The federal agency contact would work directly with the State child support enforcement agency contact in gathering and maintaining current information on the Child Support Enforcement Program, and the State’s EFT/EDI child support payment capability, identifying old/new child support enforcement payments subject to EFT/EDI processing, maintaining current information on the state’s financial institution account and electronic address, and the tax identification number (TIN) and FIPS Code or mailing address.
Review the EFT/EDI Child Support Payment Application: Federal Agency Guide, and the ACH Vendor and Miscellaneous Payment (Vendor/Misc) format specifications for creating an agency input payment file for processing CCD+ payments through the ACH Network.
Identify staff requirements and establish a team and primary contact person responsible for converting child support payments from checks to EFT/EDI.
Determine the projected time frame for completing the implementation of EFT/EDI child support payments. Payroll processing Agencies with ACH Vendor and Miscellaneous payment processing capability would require approximately six months to convert their child support payments from checks to EFT/EDI.
Report your implementation plans to Treasury, FMS, by letter, E-mail or simply complete the Federal Agency Implementation/Payment Processing Status Form. Obtain a copy of the EFT/EDI State Contact List, which is also available at the DHHS Web Site. The Contact List provides information on the State child support enforcement agencies, the State EFT contacts, and the States with centralized collection capability for EFT/EDI payments. The State Child Support Enforcement Programs are managed at the federal level by the DHHS. Refer to Appendix for the FMS, and DHHS Program contact information.
Identify the State agencies on the EFT/EDI State Contact List that are receiving child support payments by check from your agency, and have EFT/EDI collection capability for child support payments. The State must have central collection capability, and accept payments using the NACHA endorsed DED Segment Convention. If a State has centralized collection capability for child support payments then there should be one specific location to which the payments (EFT and check ) are directed.
Contact the appropriate child support enforcement agencies by letter (sample letter), or telephone indicating your agency’s plans to process child support payments by EFT/EDI. Obtain the state agency’s EFT/EDI collection program procedures necessary for making EFT/EDI child support payments to the state agency’s collection location, and specific instructions for identifying old/new child support orders subject to EFT/EDI payments. In addition to the state agency’s bank account and forwarding electronic address data, the receiving state’s FIPS code, and TIN number is necessary for EFT/EDI child support payments.
Determine the DED Segment addendum data elements that are required for each State for which payments will be processed. Agencies have no means of determining for the unforeseen future which states child support payments will be processed. Thus, the program design for the DED Segment mandatory data element fields that are necessary for each state for which payments are currently processed should be determined for every state and territory. The addendum record would therefore be structured to accommodate the mandatory data elements required for every state, and territory.
Develop implementation procedures that will accommodate future plans for converting all court ordered child support payments to EFT/EDI. The PRWORA, also referred to as the Welfare Reform Act of 1996, required all States to develop EFT/EDI centralized collection capability for child support payments enforced by State child support enforcement agencies.
Determine if you will use the ECS or develop a payment file for EFT/EDI child support payments from the ACH vendor/miscellaneous payment file specifications provided by FMS, Regional Operations, Disbursement Management Division (DMD), or your servicing Regional Financial Center (RFC). If you are developing a payment file, contact your servicing RFC for assistance or clarification on the specifications for EFT/EDI child support payments. Refer to the Appendix, of this Guide for specific contact information.
Contact your servicing RFC’s Electronic Operations Branch staff to make arrangements to conduct a test of the completed ACH file for child support payments.
Contact at least one State to conduct a prenote file run. Since States’ child support payment requirements vary among the states, and to confirm that the payee/payment location is accurate, agencies should conduct a prenote with each state for which payments will be processed.
Notify the State(s) of first “live” payment date, indicating a need for confirmation on the initial payment(s).
Sample Letter to State CSE Agency
(Optional)
Date
Dear State Child Support Enforcement Administrator:
The (Agency Name) is converting its court ordered child support payments from checks to Electronic Funds Transfer (EFT) using the Automated Clearing House (ACH) network. We are requesting assistance from your agency in reconciling our old and new withholding orders for child support, and identifying the child support orders that should be processed to your centralized collection location by EFT/EDI. In addition, we will need the State of (State Name) EFT/EDI child support enforcement payment procedures, and financial institution’s (FI) information for processing payments through the ACH network to your FI.
The child support payments will be processed in the Cash Concentration and Disbursement (CCD+)/Corporate credit format, using the National Automated Clearing House Association (NACHA) endorsed Child Support Banking Convention, DED (Deduction) Segment data in the single 80 character addendum record. The DED Segment addendum record will contain the mandatory child support payment information specified by your state program.
Please contact (Agency Contact) on (Telephone Number/E-mail address) by(Date)to discuss the program procedures and requirements for receiving EFT/EDI child supports payments processed by Agency Name.
We look forward to working with your State on this important payment application.
Sincerely,
Federal Agency Official Signature
DED Child Support Segment Structure
Element Comments Contents Attributes
Federal Agency Instructions
The following are federal agency instructions on the data element fields of the 80 position field length, DED Segment Addendum Record for child support payments.
DED DED is the EDI Data Segment Identifier for Deductions, such as Child Support which is a payroll deduction. This is a mandatory (M) field, and should always include DED.
01 Application Identifier: CS is the acronym for child support, the supporting identifier for the DED segment. It is a mandatory, (AN) character data element, and the field length is (2).
02 Case Identifier: The Identifier is assigned to the case by the child support enforcement entity when a child support case is established. The data element field is an (AN) character, mandatory field. The minimum field length is (1) and the maximum length is (20).
03 Pay Date: Date in which the payment is due to the recipient/child support enforcement entity. This date is established by the child support enforcement entity. This is a mandatory data element, containing the numerical date, in the order indicated: (yy) for the last (2) digits of the year, (mm) for the (2) digit month reference, and (dd) for the (2) digit day reference. The field length is (6).
04 Payment Amount: This is the amount of the child support payment. It is a mandatory numeric field, with a minimum of (1) digit(s), and a maximum of (10). The decimal point is implied which means it is not necessary to include the decimal point for amounts less than one dollar. Thus, the dollar amount of one hundred, fifty dollars, and twenty five cents is written as (15025).
05 Non-Custodial Parent Social Security Number (SSN): Provide the social security number of the federal employee on whom’s behalf the child support payment is being made by the federal agency. It is the federal employee’s unique identifier. This is defined as (AN) characters, mandatory data element, with a field length of (9).
06 Medical Support Indicator: This field is for the federal agency to indicate whether or not the federal employee (or non-custodial parent) has health insurance available at the employee’s place of employment. The indicators are: Y=Yes, and N=No. This is defined as (AN) characters, mandatory, (1) character data field.
07 Non-Custodial Parent Name: The name of the employee on whose behalf the Agency is making the CSP. This should include the first seven (7) characters of the employee’s last name, followed by the first three (3) characters of the first name. If the last name is less the (7) characters, a comma is used to separate the last character of the last name from the first character of the first name, with no spaces between. It is an optional, (AN) characters, data element, with a minimum field length of (1) and a maximum of (10).
08 FIPS Code: The Federal Information Process Standard (FIPS) code refers to the assigned code of the child support enforcement entity receiving the child support payments. It is an optional, (AN) characters field, with a minimum field length of (5) and a maximum (7). The State CSE entity will provide the Agency with the appropriate FIPS code for this data element field.
09 Employment Termination Indicator: This data element field is used to notify the CSE agency that the employee’s employment with the federal agency has terminated. A “Y” is placed in this field to indicate the employee’s termination of employment, otherwise it should not be used.
DED Segment Attributes
M: Represents Mandatory, indicating information in the data element field is required.
O: Represents Optional, indicating information in the data element field is optional.
Note: Though the DED Segment data element fields are defined as “mandatory” or “optional,” some State CSE agencies may or may not require certain “mandatory” or “optional” data elements in the DED Segment. Thus, it is important that federal agencies contact each State CSE Agency before development of the DED Segment to confirm all data element fields that are necessary in the DED Segment addendum.
ID: This implies that the data element is an EDI standard value from a pre-established list.
AN: Indicates all letters, digits, spaces, and or special characters are acceptable in the data element. Exceptions: the asterisk, and backward slash should not be used as character data within a data element field.
DT: Defines the EDI standard format for the Date, the last two digits of the numeric year (yy), followed by the two digit numbers for the month(mm), and day(dd) of the Date.
N2: This defines the format for the amount data element field. The decimal is implied for amounts less than one dollar (represented without the decimal).
Data Element Fields: All data element fields are left justified. Trailing spaces are only used when satisfying a minimum length requirement.
Asterisks (*) are used as separators, and fillers. An asterisk should appear between each data element field, and in each optional data element field for which there is no data to indicate that the defined data element field is blank.
Backward Slash ( \ ) is used to denote the end of a Segment. There are no spaces between data element fields, and no blank space data element fields. Spaces can appear within a data element, for example: The Case Identifier data element is an (AN) characters field, with a minimum field length of (1) and a maximum of (20). This could be written as: 123 AB-## % 1123 (including digits, spaces, alpha letters, characters).
Note: Federal agency questions concerning the contents of the ACH Vendor and Miscellaneous Payments Detail Record, or the ACH CCD+, 80 position addendum for child support payments may be directed to Faye Allen (faye.allen@fms.treas.gov), Project Management Division, (202) 874-7113 or Lauren Ray ( lauren.ray@fms.treas.gov), Kansas City Financial Center, Customer Assistance Staff, 816-414-2113 (see Appendix).
Examples: Support Child Support Addenda
DED*CS*12345678*991203*20000*000010123*Y*HENRY,EDW*MD001\
Comments: Every data element field contains information except the last data element field, DED 09. The backward slash is placed after the last data element field that contains data, DED 08, and is used to indicate the end of the Segment.
DED*CS*BB1098U*991217*17550*445566779*Y\
Comments: The last three data element fields, DED, 07, 08, and 09 are blank data element fields. Thus, the backward slash is placed after the last character of the last data element field that contains data, DED 06.
DED*CS*AA3344*000127*35025*555667777*N*BROWN,JOH**Y\
Comments: DED 01 - 07 contains data. An asterisk is used to separate the data element field, DED 07, from DED 08. The second asterisk is used to indicate DED 08 is a blank, followed by DED 09, which contains ‘Y’ for termination of employment. The backward slash is placed after DED 09 to end the Segment.
Redress of grievences
JOINT ‘SHARED’ CUSTODY… What is it? And why YOU won’t get it!
Every family study published by competent researchers have found that the Childs Best Interest would be best served through ‘equa’l continued contact, emotional nurturing and Love from both parents throughout his/her lifetime. Yet every family court consistently rules on the ‘every other weekend visitation schedule’ for the Non Custodial Parent. Every other weekend is nothing at all. The extensive financial benefits given to the Custodial Parent nurtures complacency and gluttony, which in turn motivates the CP to maintain this visitation schedule. These extensive financial benefits include, but are not limited to: child credits, tax free income each month from the Non custodial parent, and support from DSS programs such as medicaid and child care assistance.
To put this in perspective, every week visitation of two days immediately doubles your time, but does nothing to the Non custodial parents child support obligation in most states. Heres the math:
Days in a year 365.
Worksheet sole custody nights required from Custodial parent: 243 nights
Days allowed for Non Custodial Parent BEFORE considered joint custody: 122 nights
(NOTE: Joint Custody allows you access to school and medical records. 122 nights does not mean that you have Joint ‘Shared’ Custody. It is Joint ‘Shared’ Custody that allots equal physical time with a child that would eliminate the need for Child Support obligations. When a child resides with you on an equal basis, that child is receiving Child Support without the Government involved. Thus, also allowing the opportunity for future reconciliation; that which is not allowed in todays Family Court System.).
Every other weekend per year nights: 52 nights
Every week two nights visitation per year: 104 nights
Throw in holidays, vacation days etc, and you will ‘ALWAYS’ fall just short of that 122 nights measure for joint ’shared’ custody unless you have other visitation as agreed upon through the Court and we all know that is not going to happen; too many incentives for the Custodial parent, to include the financial incentives for the County, State and Federal level budget offices. (Supporting our economy and those in office that receive ‘proficiency awards’.).
Ok, lets add 1 more night each week to the mix and now we have a difference of only 44 nights per year. Add vacations and holidays and this balances out pretty well indeed. However, look what it does for the custodial parent? It takes away the incentives for the Custodial parent. This is why, the system works. This is why Joint Custody is handed out like candy and Joint ‘Shared’ Custody is so extremely hard to come by. All judges and family courts are taught that fathers are only trying to get out of paying child support. Well, I’m here to tell you that Custodial parents are just as likely to deny the father to GAIN child support. You see the argument doesn’t hold water. Doesn’t equal parenting time, which includes emotional support and financial responsibility of a child when they are with you, constitute child support?
So, in reality, when you strip away all the brain washing and bribery, assert the REAL best interest of the child, you will see that Child Support Enforcement and the Family courts are acting AGAINST the best interest of the child by creating of itself the poisonous environment that allows the destruction of families and their separated children. Child Support Enforcement and the Family Courts are the cause of Parental Alienation. We must remove the Title IV-D incentives, and remove the adversarial nature of family courts to maintain moral, ethical, and continued mental health of our children by awarding equal parenting from both parents.
As long as there continues to be Title IV-D Incentives; (tax payer money awarded to the State), President Bush’s “Deficit Reduction Act”; ($25 Service Fees that have nothing to do with Child Support services, but was implemented to reduce the Federal Deficit), Penalties for States; (Loss of revenue for State budget), FMS Federal Management Service (which routes ‘every single penny’ collected across the United States through the Federal Banking Reserve)… As long as the Custodial Parent, County, State and Federal Government continues to make money off from your children, JOINT ‘SHARED’ PHYSICAL CUSTODY will continue to be unheard of.
I FEEL A WOMAN OR MAN LICENSE SHOULDNT GET SUSPENDED CAUSE CHILD SUPPORT.IF WOMAN OR MAN MAKE BAD DECISION IN LIVING AND CHOSE TO PUT SOMEONE ON CHILD SUPPORT CAUSE THEY MOVE TO A PLACE OUT THERE MEANS ,THEY SHOULD BE COUNTABLE FOR THERE ON DECISION.BECAUSE THE OTHER PARENT IS DOING THE JOB.BUT CHILD SUPPORT DEPARTMENT REVENUE DONT CARE.EVEN IF THE OTHER PARENT TELL ON THERE SELF.SOME NEED TO BE DID WITH THIS LAW ITS NOT JUST FIED.
M
I agree.
I have to agree with all that is on these page. It is ashame how the government is actually the “middle man” in our family system today. They are teaching to love the other parent’s money. Why is so hard for men (or the non custodial parent) to get any help when the custodial parent is treated as if their made of gold? The funniest thing is that when the majority of the men have their children; they are not begging nor harrassing the mother (non custodial parent) for anything EXCEPT be a PARENT. When will this madness stop? When will the children be put first and not money?
Agreed!
Agree